Strategic Financing Solutions
With over a decade of real estate investing experience and a data-driven approach to underwriting, Rob structures intelligent debt solutions that support scalable, long-term portfolio growth.
Why Work With Me Instead of a Bank
Data-Driven Structuring
Drawing on an engineering mindset and hands-on real estate investing experience, Rob approaches debt structuring analytically, focusing on asset performance, risk mitigation, and capital structures that hold up under lender scrutiny.
Clear, Strategic Advisory
Rob is known for direct, strategic advice, cutting through complex financing structures to deliver clear guidance investors can act on with confidence.
Asset Classes and Portfolio Expertise
Drawing on deep experience in multifamily, mixed-use, development, and CMHC-insured financing, Rob advises investors on capital structures designed to support portfolio growth, balance risk across assets, and scale with discipline.
National Lender Relationships
Rob’s national lender relationships allow him to place financing strategically, matching assets with the right capital sources while protecting borrower credibility and execution certainty.
Part of Your Team
Banks keep you at arm’s length. I embed with your team, cut through delays, and make financing as seamless as the rest of your project.
The Right Capital At The Right Time
Each lender has unique rules. I’ll guide you and keep the file on track.
CMHC Financing
End-to-end navigation of CMHC criteria, pro formas, debt coverage, and loan structuring to keep your file compliant and on timeline for both refinances and new construction.
Construction Loans
Strategic debt structuring for new development and major commercial projects.
Bridge Loans
Short-term capital to stabilize assets, complete value-add strategies, or bridge to CMHC or term debt, structured around leverage targets and a clear exit strategy.
Term Loans
Long-term financing aligned with the business plan and cash flow targets, structured with covenants that protect long-term flexibility.
Private Capital
Financing options beyond conventional channels, including banks, B-lenders, credit unions, MICs, and private capital, structured for non-stabilized assets, higher leverage, or accelerated execution timelines.
Trusted Results. Delivered At Scale.
200+
Loans funded
700M+
Funded volume
2,500+
Total units
10+
Years of industry experience
A clear path – from first call to funding.
Discovery and Deal Submission
We gather project type, financials, timeline, and objectives, then place the deal with the most suitable lenders across CMHC, bridge, term, construction, or private.
Engagement, Due Diligence, and Structuring
Lenders review financials, property docs, rent rolls, and appraisals. I work with you and the lender to align the structure with underwriting.
Approval, Commitment, and Closing
After diligence, a commitment letter sets the terms. I coordinate legal, satisfy conditions, and manage the file through funding for a smooth close.
Frequently Asked Questions
Rob works with serious real estate investors, operators, and developers focused on acquiring, refinancing, or scaling multifamily and mixed-use portfolios who value structure, execution certainty, credibility, and long-term capital strategy.
Traditional lenders offer products. Rob provides strategy and an execution plan, independently structuring debt across multiple capital sources to manage risk, protect credibility, and support long-term portfolio growth.
Yes. Rob specializes in portfolio-level financing and layered capital structures.
We start with a high-level review of the asset, financing goals, income and expense profile, and borrower structure and background. This ensures we can assess feasibility upfront and focus only on financing strategies that are realistic and executable.
Call or text 289-241-7959, or email rob@4capital.ca. Rob will review your objectives, outline next steps, and guide you through the financing process with clarity from start to finish.
